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4.5 ★★★★★
Based on 14 reviews
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Product Reviews
★★★★★ 5
Not Just a Tax Book — A Wealth Blueprint
Format: Paperback
I picked up Be Smart Pay Zero Taxes because I wanted to learn how to be more strategic about building and protecting my money. This book completely changed how I think about wealth.
The “Buy, Borrow, Die” strategy finally made sense to me. Instead of just earning more (and paying more taxes), it explains how owning appreciating assets and borrowing strategically can legally reduce your tax burden over time.
What I loved most is that it didn’t feel overly technical or intimidating. The author explains things clearly in a way that made me stop and rethink my own financial plan. I found myself highlighting pages and re-reading sections because it challenged how I’ve always approached money.
If you feel like the tax system is confusing or unfair, this book brings clarity. It’s not about avoiding taxes illegally — it’s about understanding the system and making smarter decisions within it.
For me, this wasn’t just a finance book. It truly felt like a mindset shift.
Highly recommend if you're serious about building long-term wealth.
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Reviewed in the United States on February 13, 2026
★★★★★ 5
Excellent knowledge for the rest of us!
Format: Paperback
Excellent read! This book covers many of the great strategies used by sophisticated investors. A must read if you're tired of paying taxes, want to accelerate your income, and desire to be a better steward of your hard-earned dollars.
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Reviewed in the United States on February 13, 2026
★★★★★ 4
4.5 Stars - Highly Recommend- Will Buy Copies for My Kids
Format: Paperback
I was torn between 4 and 5 stars, because this book is very good. The pay no taxes part of the book is a solid 5 stars. However, I was much more interested in the buy, borrow, die strategies. Those strategies are good, including a fairly thorough explanation and use cases. But there wasn't enough explanation of the long-term handling of the debt and the possibility of margin calls. If you leverage 50% of your portfolio and the market goes down 30 to 35%, which does happen, you can quickly get in trouble. Many of the current ETFs that pay high dividends haven't been around long enough to go through a 30 - 35% market drop, so it's difficult to accurately predict how they'll perform. Of course, if you don't overleverage, the chances of a margin call are much lower, even if the market tanks.
Also, the book says to invest in assets you can borrow against, including stock, ETFs, real estate, crypto, and gold/silver. On the surface, this is a good strategy. While you can borrow against these things, borrowing against precious metals carries a higher interest rate (though I'm sure if you have tens of millions, you can find better rates, but most people don't have that much), and borrowing against crypto is dangerous. Hopefully crypto will become better protected, but right now, the company lending you money against your crypto can just run off with your crypto. It has happened.
The reason I rated the book 4 stars instead of 5 is solely because I'm more interested in buy, borrow, die than the tax coverage. If I bought the book for the tax avoidance, it would be a 5.
Overall, I highly recommend the book. I'm going to buy a copy for both of my children, who are in their 20's.
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Reviewed in the United States on March 14, 2025
★★★★★ 5
Informative process, with examples and suggestions!
Format: Paperback
Easy to read book on Buy, Borrow, Die method to build wealth for yourself and future generations. I learned enough that I bought the other books from Mark. His writing is comfortable, chapters are divided up nicely, and they are short enough that you can read one in just a few min (important for us people that get interrupted every 10 min).
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Reviewed in the United States on March 26, 2026
★★★★★ 5
Must Read
Format: Paperback
A must read if you are fed up and ready for change.
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Reviewed in the United States on April 11, 2026
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